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Posted: Apr 16, 2013

Ratings from the Insurance Institute for Highway Safety take the guesswork out of selecting boosters most likely to provide good lap and shoulder belt fit in a range of vehicles.

Unlike child restraints with built-in harnesses, booster seats rely on vehicle safety belts to restrain children. Boosters are supposed to make adult belts fit children better. Booster seats are for kids who have outgrown their forward-facing restraints.

Proper fit is key

Our ratings identify boosters most likely to provide good lap and shoulder belt fit. Safety belts are designed with adults in mind, not kids, but when a booster seat is doing its job, the vehicle belt will fit a child correctly. That means the lap belt will lie flat across a child's upper thighs, not across the soft abdomen, and the shoulder belt will cross snugly over the middle of a child's shoulder.

The Institute puts the booster seats it tests into 4 categories:

  • BEST BETs are seats that provide good belt fit for typical 4 to 8 year-olds in almost any car, minivan or SUV.
  • GOOD BETs provide acceptable belt fit in most cars, minivans or SUVs.
  • Not recommended don’t provide good belt fit and should be avoided.
  • Check fit applies to booster seats the Institute has tested that have varied results depending on child size and vehicle model.

Checking booster fit

Both the lap and shoulder belts must fit your child correctly.

Lap belt fit — The lap belt should lie flat and on top of the thighs, not higher up on the abdomen.

Good lap belt fit

Good lap belt fit
outline = arm rest removed
to show belt position

Poor lap belt fit

Poor lap belt fit
outline = arm rest removed
to show belt position

 

Shoulder belt fit — The shoulder belt should fit across the middle of the child's shoulder. If it falls off the shoulder or rests on your child's neck, it won't work as well. An improper fit could encourage your child to move the belt to a dangerous position, such as behind the back or under the arm.

Good shoulder belt fit

Good shoulder belt fit

Poor shoulder belt fit

Poor shoulder belt fit

Poor shoulder belt fit

Poor shoulder belt fit

 

Good shoulder belt fit

Test protocol

The Institute assesses boosters using a special crash test dummy representing an average-size 6 year-old. Engineers measure how 3-point lap and shoulder belts fit the dummy in each of the tested boosters under 4 conditions that span the range of safety belt configurations in vehicle models. An overall rating for each booster is then assigned based on the range of scores for the lap and shoulder belt measurements.

 

 

RELATED INFORMATION

2012 model ratings

2011 model ratings

  • October 2011 news release — New booster evaluations: More top-rated seats help parents make a safe choice for their kids
  • Status Report, Vol. 46, No. 9 — More boosters are doing a good job of fitting safety belts to kids in the latest round of seat evaluations (PDF, 8 pages, 627 KB)

2010 model ratings

2009 model ratings

Keeping children safe in crashes — choosing the right type of restraint for a child's age and size

Q&A: Child passenger safety

NHTSA/Ad Council infographic: choosing the right seat Go to external website


Technical information

Posted: Jan 31, 2012
Boaters: Beware of Land Sharks
 
Keep your boat safe when it's ashore. Boat theft often occurs in the off-season. Once they’re stolen, most boats are not recovered. If you are a boat owner, learn some easy and effective ways to protect your craft from theft.
 
>>Five tips for storing boats safely
 
 
Boat Theft Often Occurs in the Off-Season
 
If you’re about to store your boat for the off-season, be sure it’s in a secure location. Many theft cases happen when the boat is ashore.
 
“There are an unbelievable number of cases in which the storage facility says they never received the boat and the insured says that they left the boat in front of the building,” says Gene Robertson, supervisor in ERIE’s Corporate Security. “Many boat owners don’t discover that the boat is missing until they attempt to retrieve it at the start of the new season.”
 
Marine theft is a problem nationwide. From January to May, nearly 2,000 boats were stolen, according to the National Insurance Crime Bureau (NICB). In 2010, there were more than 6,660 boat theft cases. Less than half of those stolen were recovered.
 
Navigating Safety and Security
 
Whenever you’re storing your boat, the National Insurance Crime Bureau (NICB) recommends obtaining a contract from the storage facility that includes an employee’s signature. Other proactive steps to follow:
 
  1. Mark it: Mark your boat and equipment with the vessel’s Hull Identification Number (HIN). A 12-character serial number helps law enforcement agencies to recover stolen boats and equipment quickly. All motorboats, with very few exceptions, must display the registration number on the forward part of the boat.
  2. Keep records: Place registration and title papers in a safe location other than your boat.
  3. Take video or photographs: Take photos or videotape your boat, equipment and HIN.
  4. Secure the ship: Disable the boat and remove expensive equipment when not in use. When parking a boat on its trailer, use a trailer hitch lock.
  5. Buy insurance: Talk to your insurance agent about purchasing coverage for your boat and personal needs.
 
You should also be cautious when buying a boat. Carefully review the vessel and its ownership paperwork. To avoid problems, be sure to match the HIN listed on the title and registration to the one attached to the boat.
Posted: Sep 6, 2011
You probably come to a full halt at stop signs, always use your turn signals and never speed through a yellow light. But even the best drivers all have one thing in common: we're all human, and humans make mistakes.
 
Maybe you forgot to look both ways before making that right turn on red, or you were following the car in front of you just a smidge too closely. It happens to the best of us. With most auto insurance companies, one human slip-up might be enough to send your premiums sky high. Luckily, Erie Insurance isn't like most insurance companies.
 
We offer two different types of accident forgiveness. First Accident Forgiveness lets you off the hook for your first at-fault accident, with no surcharge. The second is called Feature 15. This special forgiveness means that after 15 continuous years of holding your car insurance with ERIE, you'll never get surcharged for another at-fault accident again. It's just our little way of rewarding your loyalty.
 
So keep your eyes on the road, your hands on the wheel and your head in the game. We never want you to have an accident. But just in case you, we'll help get you back on your feet as soon as you can.
 
Call us today to learn about how accident forgiveness and other discounts and extras can save you money on your auto insurance.